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What is a HUD home? Housing and Urban Development, explained.

This is an aerial drone shot of the Park at 38Thirty, which is a HUD housing complex.

Are you curious about what a HUD home is and how it works? If so, you’re not alone. In the United States, there are millions of low-income families and individuals who struggle to find affordable housing. HUD housing is a program overseen by the U.S. Department of Housing and Urban Development that provides affordable housing options to those in need. This program is an essential lifeline for many, offering quality living conditions and lower rent payments. As a construction company in Texas, Franklin Construction Limited has extensive experience with HUD housing developments.

In this blog, we will explore what a HUD home is and how the payment structure works. We will also showcase an example of HUD housing through one of our projects, the Park at 38Thirty. Understanding the importance of quality HUD housing and the impact it has on vulnerable populations is crucial in promoting economic stability and social welfare.

What is HUD Housing?

So, what is a HUD home? HUD housing, also known as public housing, is a program that provides affordable housing options to low-income families, elderly individuals, and individuals with disabilities. The program, overseen by the U.S. Department of Housing and Urban Development (HUD), is designed to assist those who aren’t able to afford a decent place to live. HUD housing offers a range of benefits, including lower rent payments and safe and sanitary living conditions. These also include access to community amenities such as playgrounds, community centers, and job training programs. Despite some misconceptions about public housing, it is essential for those needing stable, affordable housing.

HUD Payment Structure

HUD payment structure is designed to provide affordable housing options for low-income families and individuals. Under the program, tenants pay rent based on their income. The goal is to make housing more affordable for those who may not be able to afford it otherwise. The rent payment is calculated as a percentage of the tenant’s income, typically ranging from 30 to 40 percent. In addition to lower rent, tenants may also be eligible for rental assistance programs such as Section 8, which can further reduce their housing costs. This payment structure ensures that tenants are not paying more than they can afford for housing.

Overall, this payment structure plays an essential role in providing affordable housing options and economic stability for vulnerable populations. Learn more about HUD housing on the U.S. Department of Housing and Urban Development website.

Park at 38Thirty

The Park at 38Thirty is a HUD housing complex built by Franklin Construction Limited. Located in the heart of Houston, Texas, it offers affordable and comfortable living for low-income families and individuals. This complex provides apartments with modern amenities, including energy-efficient appliances and a fitness center. Residents also have access to on-site laundry facilities, a playground, and a community room for social gatherings and events. This housing complex is conveniently located near schools, public transportation, and major highways, making it an ideal place for families and individuals to call home. The Park at 38th Thirty is an excellent example of how the HUD program provides affordable and quality housing for those in need, making a significant impact on the lives of its residents.


In conclusion, the HUD program is a vital resource for low-income individuals seeking affordable housing in the United States. Through the HUD program’s payment structure, tenants pay rent based on their income, making housing more affordable and reducing the risk of homelessness. With quality options like the Park at 38Thirty, HUD housing provides not only security but also beautiful, modern homes for those in need. By supporting and investing in programs like HUD, we can ensure that everyone has access to safe and affordable housing.

If you are looking for a construction company in Texas and interested in working with Franklin Construction Limited to build HUD housing, reach out today!